// why is borrowLess spread evenly across worse 3 loans instead of all to each worst loan in order? function onerror(msg,url,lineNo) { alert(msg+"\n"+url+"\n"+"Line No "+lineNo); return true; } var loaded; var pageLoad = 1; var LoanCount=0; var AltLoanCount=0; var text = ""; var prevPage=""; var Calc=null; var winHelp=null; var range=""; var styleObj=""; var isNav4=false,isNav5=false, isIE4=false; if (navigator.appName=="Netscape") { if (navigator.appVersion < "5") { isNav4 = true; } if (navigator.appVersion > "4") { isNav5 = true; } } else { isIE4=true; range="all."; styleObj=".style"; } dual13 = new Array(); //holds the number of 13th payments for money savings dualExtra = new Array(); //holds the number of extra payment amounts for money savings var CombinedLoans = false; //All loans at one institution? var extraPay = new Array();//will hold second payment if additional amount chosen var gradDate=""; var ColBooks; var ColSupplies; var ColComputer; var ColMiscSupplies; var places=2; var win; var GlobalNewNumb=0; var GlobalNewInt=0; var GlobalNewAmnt=0; var GlobalOldAmnt=0; var GlobalExtraPay=0; var extraBox1; var extraPay1; var extraMonths1; var extraBox2; var extraPay2; var extraMonths2; var extraBox3; var extraPay3; var extraMonths3; var goodPay; var box13; var pay13; var GlobalPaid13=0; var GlobalNewAccrual; var GlobalNewIntSub; var GlobalNewAccrue; var GlobalNewPrinc; var GlobalPayDown; var GlobalPaid; var addPay; var addBox; var addMonths; var CarFood; var CarCleaning; var CarPersonal; var CarFoodMisc; var ColFood; var ColCleaning; var ColPersonal; var ColFoodMisc; var sumColBud; var sumColWork; var sumCarBud; var sumCarWork; var sumCarLoanSum; var sumCarExpCut; var sumCashMan; var sumCarAll; var doneSaveMoney; var GlobalMonthlySalary=0; var GlobalPayPercent=0; var GlobalExtraMonths=0; // User var worst1text="";//worst loans var worst2text=""; var worst3text=""; var worst1atext="";//worst loans var worst2atext=""; var worst3atext=""; var worst1btext="";//worst loans var worst2btext=""; var worst3btext=""; worst = new Array(2); var aBox;//borrow less ck var bLess;//borrow less amnt var GlobalTotalPrincipal; var GlobalTotalInterest; var GlobalFirstYearPay; var TotalAnnualIncome = 0; var TotalAnnualExpense = 0; var FirstName=""; // College Finances; var ColTotalAnnualIncome = 0; var ColTotalFinancialAid = 0; var ColTotalAnnualExpenses = 0; // College StudentLoansWorksheets; var ColLoan1; var ColLoan2; var ColLoan3; // Career StudentLoansWorksheets; var CarLoan1; var CarLoan2; var CarLoan3; // College Annual Income; var ColJobEarnings; var ColMoneyFromParents;//added var ColMoneyFromSavings;//added var ColSpouseEarnings; var ColOtherIncome;//other aid // College Other Income; var ColTANF;//detail var ColSSI;//detail var ColOtherMisc;//detail var ColMiscOtherIncome;//total of detail // College Financial Aid; var ColWorkStudyIncome; var ColScholarships; var ColGrants; var ColLoans; // College Annual Expenses; var ColTuition; var ColBooksSupplies; var ColRentMortgage; var ColUtilities; var ColGroceries; var ColRestaurantsEntertainment; var ColTransportationCosts; var ColClothingCosts; var ColSavings; var ColStudentLoanPayment; var ColCredit; var ColAdditionalExpenses; // College Rent/Mortgage; var ColRentMortgagePayment; var ColTaxes; var ColrmInsurance; var ColMiscRentMortgage; // College Utilities; var ColGroceries; var ColCellTelephone; var ColInternet; var ColGasElectricity; var ColWater; var ColTrashPickup; var ColCableTVSatellite; var ColTelephone; var ColMiscUtilities; // College Transportation Costs; var ColVehicleCosts; var ColOtherTransportationCosts; // College Vehicle Costs; var ColVehiclePayment; var ColVehicleRegistration; var ColGas; var ColMaintenance; var ColInsurance; var ColParking; var ColMiscVehicleCosts; // College Other Transportation Costs; var ColPublicTransportation; var ColVacation; var ColGifts; var CarGifts; // var ColBikeService; // var ColBikeRegistration; // var ColAirFareHome; var ColMiscOtherTransportationCosts; // College Clothing Costs; var ColClothing; var ColShoes; var ColLaundryDryCleaning; var ColDryCleaning; var ColTailoringRepairs; var ColMiscClothingCosts; // College Savings var ColRetSavings; var ColRetSavInvestments; var ColRetSavMisc; //Career Post-College Budget var CarRetSavings; var CarRetSavInvestments; var CarRetSavIRA; var CarRetSavMisc; // College Additional Expenses; var ColEntertainment; var ColCreditCardPayment; var ColMedicalDental; var ColChildCare; var ColSavings; var ColVeterinarian; var ColMiscAdditionalExpenses; var ColLoanPay; var CarVacation; // Loans; var Type = new Array(); var Balance = new Array(); var InterestRate = new Array(); var Payments = new Array(); var DisbursementDate = new Array(); // Career Finances; var CarTotalAnnualIncome = 0; var CarTotalFinancialAid = 0; var CarTotalAnnualExpenses = 0; // Career Annual Income; var CarJobEarnings; var CarSpouseEarnings; var CarOtherIncome; // Career Other Income; var CarTANF; var CarSSI; var CarMiscOtherIncome; // Career Annual Expenses; var CarTuition; var CarBooksSupplies; var CarRentMortgage; var CarUtilities; var CarGroceries; var CarRestaurantsEntertainment; var CarTransportationCosts; var CarClothingCosts; var CarStudentLoanPayment; var CarRetirement; var CarRetSavings; var CarAdditionalExpenses; // Career Rent/Mortgage; var CarRentMortgagePayment; var CarTaxes; var CarrmInsurance; var CarMiscRentMortgage; // Career Utilities; var CarCellTelephone; var CarInternet; var CarGasElectricity; var CarWater; var CarTrashPickup; var CarCableTVSatellite; var CarTelephone; var CarMiscUtilities; // Career Transportation Costs; var CarVehicleCosts; var CarOtherTransportationCosts; // Career Vehicle Costs; var CarVehiclePayment; var CarVehicleRegistration; var CarGas; var CarMaintenance; var CarInsurance; var CarParking; var CarMiscVehicleCosts; // Career Other Transportation Costs; var CarPublicTransportation; var CarBikeService; var CarBikeRegistration; var CarAirFareHome; var CarMiscOtherTransportationCosts; // Career Clothing Costs; var CarClothing; var CarShoes; var CarLaundryDryCleaning; var CarDryCleaning; var CarTailoringRepairs; var CarMiscClothingCosts; // Career Additional Expenses; var CarEntertainment; var CarCreditCardPayment; var CarCredit; var CarMedicalDental; var CarChildCare; var CarSavings=0; var CarVeterinarian=0; var CarMiscAdditionalExpenses; var dontUpdate=false; var dont=false;//dont reference an obj on blur var OutOfSchool; var colIncomeBy; var carIncomeBy; var incomeByIndex; var colExpenseBy; var carExpenseBy; var aidBy; var expenseByIndex; var aidByIndex; var ColCreditCard1; var ColCreditCard2; var ColCreditCard3; var ColPerLoan1; var ColPerLoan2; var ColPerLoan3; var CarCreditCard1; var CarCreditCard2; var CarCreditCard3; var CarPerLoan1; var CarPerLoan2; var CarPerLoan3; var salary1=0; var salary2=0; var incFactor,expFactor,aidFactor; var today = new Date(); //total loans for summary page var totalInterest=0; var totalPrincipal=0; var TotalPrincipal=0; var TotalInterest=0; var firstYearPay=0; var dis=0; var maxMonths=10000; var menuLocation = 1; antLoans = new Array();//summary page existLoans = new Array();//summary page Ant1Loans = new Array(); Exist1Loans = new Array(); var studentLoanFlag; //------------- function storeSalary(s1,s2) { salary1=CarJobEarnings=dollarToNumb(s1); salary2=CarSpouseEarnings=dollarToNumb(s2); }//End function storeSalary( //------------------------------------- function getGradDate() { today = new Date(); var tYear=parseInt(today.getFullYear()); if (today.getMonth()>7)//august var gradYear=tYear+1; else var gradYear=tYear; return "06/"+gradYear.toString(); }//End function getGradDate() //------------------------------------- function antLoan(existing,lType,bal,iRate,nPay,iPaid,mPay,accruAmount,onInt,onPrinc,disburseDate,worstNo,payLess,newBal,newMpay,newNpay,newAccrue,accrueMonths,goodPayPercent,newInt,loanFee,repayFee,repayPrinc,schoolRate,schoolPay,accrueBal) { this.accrueBal=accrueBal; this.existing=existing; this.lTypeIndex= lType; this.bal= bal; this.iRate= iRate; this.nPay=nPay;//number of payments this.payments=nPay; this.iPaid=iPaid;//total interest Paid this.mPay=mPay;//monthly payment this.accruAmount=accruAmount; this.onPrinc=onPrinc;//monthly payment on principal this.onInt=onInt;//monthly payment on Interest, modified to total interest not including Accrual this.disburseDate=disburseDate; this.worstNo=worstNo; this.payLess=payLess;//amount less to borrow this.newBal=newBal; this.newMpay=newMpay; this.newNpay=newNpay; this.newAccrue=newAccrue; this.accrueMonths=accrueMonths; this.goodPayPercent=goodPayPercent;//percent for goodpayer starts at standard rate, then changes this.newInt=newInt;//interest after loan savings //The following fields are for alternative loans this.loanFee=loanFee; this.repayFee=repayFee; this.repayPrinc=repayPrinc; this.schoolRate=schoolRate; this.schoolPay=schoolPay; }//End function antLoan() /*loanType = new Array(7); loanType[0]="Sub Stafford"; loanType[1]="Unsub Stafford"; loanType[2]="Perkins"; loanType[3]="PCL/HPSL"; loanType[4]="Alt loan"; loanType[5]="Campus"; loanType[6]="Other"; */ loanType = new Array(8); loanType[0]="Sub Stafford"; loanType[1]="Unsub Stafford"; loanType[2]="Perkins"; loanType[3]="Graduate PLUS"; loanType[4]="PCL/HPSL"; loanType[5]="Alt loan"; loanType[6]="Campus"; loanType[7]="Other"; //------------------------------------- function studentSaveLoan() { //transfer data from summary page to entry page arrays for (var i=0;i0) extra_"+evalLoanTypes[i]+"=50-pmnt"+evalLoanTypes[i]); } } var payment; var newP=0; totalInterest = 0; totalPrincipal = 0; TotalInterest = 0; TotalPrincipal = 0; firstYearPay = 0; var loans=0; worst = new Array(2); for (var i=0;i 120) // n=antLoans[i].nPay=120; if (n < 1) n=antLoans[i].nPay=1; if (CombinedLoans==true && (tIndex==0 || tIndex==3)) { r=dollarToNumb(eval("int"+evalLoanTypes[tIndex])); antLoans[i].iRate=eval("int"+evalLoanTypes[tIndex]); } payment=doLoan(tIndex,i,b,r,n); if (payment==0) break; if (CombinedLoans==false || eval("num"+evalLoanTypes[tIndex]+"<=1")) { while (payment <50 || payment >100000) { n--; payment=doLoan(tIndex,i,b,r,n); if (n <=1)break; } } else { payment+=portion*eval("extra_"+evalLoanTypes[tIndex]); } antLoans[i].mPay=payment; antLoans[i].nPay=Math.ceil((antLoans[i].bal+antLoans[i].accrueBal)/payment); break; } case 3://grad plus { var n=dollarToNumb(antLoans[i].nPay); var portion=eval("b/total"+evalLoanTypes[tIndex]); //if(n > 120) // n=antLoans[i].nPay=120; if (n < 1) n=antLoans[i].nPay=1; if (CombinedLoans==true && (tIndex==0 || tIndex==3)) { r=dollarToNumb(eval("int"+evalLoanTypes[tIndex])); antLoans[i].iRate=eval("int"+evalLoanTypes[tIndex]); } payment=doLoan(tIndex,i,b,r,n); if (payment==0) break; if (CombinedLoans==false || eval("num"+evalLoanTypes[tIndex]+"<=1")) { while (payment <40 || payment >100000) { n--; payment=doLoan(tIndex,i,b,r,n); if (n <=1)break; } } else { payment+=portion*eval("extra_"+evalLoanTypes[tIndex]); } antLoans[i].mPay=payment; antLoans[i].nPay=Math.ceil((antLoans[i].bal+antLoans[i].accrueBal)/payment); break; } case 2://perkins case 4: { var n=dollarToNumb(antLoans[i].nPay); var portion=eval("b/total"+evalLoanTypes[tIndex]); //if(n > 120) // n=antLoans[i].nPay=120; if (n < 1) n=antLoans[i].nPay=1; if (CombinedLoans==true && (tIndex==0 || tIndex==3)) { r=dollarToNumb(eval("int"+evalLoanTypes[tIndex])); antLoans[i].iRate=eval("int"+evalLoanTypes[tIndex]); } payment=doLoan(tIndex,i,b,r,n); if (payment==0) break; if (CombinedLoans==false || eval("num"+evalLoanTypes[tIndex]+"<=1")) { while (payment <40 || payment >100000) { n--; payment=doLoan(tIndex,i,b,r,n); if (n <=1)break; } } else { payment+=portion*eval("extra_"+evalLoanTypes[tIndex]); } antLoans[i].mPay=payment; antLoans[i].nPay=Math.ceil((antLoans[i].bal+antLoans[i].accrueBal)/payment); break; } case 5: case 6: { var n=dollarToNumb(antLoans[i].nPay); //if(n > 120) // n=antLoans[i].nPay=120; if (n < 1) n=antLoans[i].nPay=1; payment=doLoan(tIndex,i,b,r,n); break; } case 7: { var n=dollarToNumb(antLoans[i].nPay); //if(n > 120) // n=antLoans[i].nPay=120; if (n < 1) n=antLoans[i].nPay=1; payment=doLoan(tIndex,i,b,r,n); break; } default: alert("No such loan type: "+tIndex); } document.places=2; Ant1Loans[i].mPay=payment;//for saving old payment antLoans[i].worstNo=0; if(tIndex!=5) { totalPrincipal+=dollarToNumb(antLoans[i].bal); } else { totalPrincipal+=dollarToNumb(antLoans[i].repayPrinc); } totalInterest+=dollarToNumb(antLoans[i].iPaid); totalPrincipal+=dollarToNumb(antLoans[i].accruAmount); TotalInterest+=dollarToNumb(antLoans[i].onInt); TotalPrincipal+=dollarToNumb(antLoans[i].onPrinc); firstYearPay+=dollarToNumb(antLoans[i].mPay); if (antLoans[i].existing && antLoans[i].nPay+nowMonths < gradMonths) firstYearPay-=antLoans[i].mPay;//will be paid before grad date if (antLoans[i].bal >0) { loans++; if (antLoans[i].lTypeIndex==1 || antLoans[i].lTypeIndex==5 || antLoans[i].lTypeIndex==6) { worst[i]= new worstArray(antLoans[i].iRate*antLoans[i].iRate+antLoans[i].bal/10000,i); } else { worst[i]= new worstArray(antLoans[i].iRate*antLoans[i].bal/100000,i); } } else { worst[i]= new worstArray(0,i); } } GlobalTotalInterest=totalInterest; GlobalTotalPrincipal=totalPrincipal; GlobalFirstYearPay=firstYearPay; for (var i=0;i highest) { k=j; highest=worst[j].rating; } } tempr=worst[i].rating; tempi=worst[i].index; worst[i].rating=worst[k].rating; worst[i].index=worst[k].index; worst[k].rating=tempr; worst[k].index=tempi; } antLoans[worst[0].index].worstNo=1; worst1text=loanType[antLoans[worst[0].index].lTypeIndex]; worst1atext=""+antLoans[worst[0].index].bal; worst1btext=""+(antLoans[worst[0].index].disburseDate); if (loans >1) { antLoans[worst[1].index].worstNo=2; worst2text=loanType[antLoans[worst[1].index].lTypeIndex]; worst2atext=""+antLoans[worst[1].index].bal; worst2btext=""+(antLoans[worst[1].index].disburseDate); } else { worst2text=""; worst2atext=""; worst2btext=""; } if (loans>2) { antLoans[worst[2].index].worstNo=3; worst3text=loanType[antLoans[worst[2].index].lTypeIndex]; worst3atext=""+antLoans[worst[2].index].bal; worst3btext=""+(antLoans[worst[2].index].disburseDate); } else { worst3text=""; worst3atext=""; worst3btext=""; } }//End function loanSummaryCalc() function zeroMoneyChanges() { for (var i=0;i1) { for (k=0;k2) { for (k=0;k1) || (worst[2].index == j && wl > 2)) { if (box13 && k==0 && yrs <= pay13 && yrs > yrsStart) { bal-=mPay; paid+=mPay; extraPay[i]=mPay*2;//2 different payments yrsStart=yrs; dual13[j]=yrs; if (bal <= 0) { paid+=bal; inter+=bal*iRate; bal=0; break; } } if (addBox && m> oldMonths && m6) { iRate=(antLoans[j].iRate-0.25)/100/12; } if (m>54) { iRate=(antLoans[j].iRate-2.25)/100/12; } } if (bal <= 0) { inter+=bal*iRate; paid+=bal; bal=0; break; } } antLoans[j].newInt=inter; antLoans[j].newNpay=m; if (box13) dual13[j]=Math.round(dual13[j]+(m%12)/12); GlobalPaid+=paid; } if (pay13 > yrsStart && yrsStart != -1) pay13=yrsStart+1; if (addMonths > oldMonths && oldMonths != -1) addMonths=oldMonths; if (addMonths == 0) addMonths=1; GlobalNewIntSub=0; GlobalNewAccrue=0; GlobalNewPrinc=0; for (var i=0;i antLoans[i].nPay) antLoans[i].newNpay=antLoans[i].nPay; } GlobalExtraPay=0; GlobalExtraMonths=0; if (extraBox1) { GlobalExtraPay+=extraPay1; GlobalExtraMonths=extraMonths1; } if (extraBox2) { GlobalExtraPay+=extraPay2; if (extraMonths2>GlobalExtraMonths) GlobalExtraMonths=extraMonths2; } if (extraBox3) { GlobalExtraPay+=extraPay3; if (extraMonths2>GlobalExtraMonths) GlobalExtraMonths=extraMonths2; } } // End saveMoneyFunc() function borrowLess(bl,wl)//called from saveMoneyFunc { var t=0; var wl1=wl; var numworstloans = 3; if(numworstloans > LoanCount) numworstloans = LoanCount; for(var loopcount=0;loopcount loopVar && !antLoans[worst[loopVar].index].existing) { antLoans[worst[loopVar].index].newBal=antLoans[worst[loopVar].index].bal-bl; bl-=antLoans[worst[loopVar].index].bal; if(bl<0) bl=0; } else if (!antLoans[worst[loopVar].index].existing) { antLoans[worst[loopVar].index].newBal=antLoans[worst[loopVar].index].newMpay=antLoans[worst[loopVar].index].newNpay=0; bl-=antLoans[worst[loopVar].index].bal; if(bl<0) bl=0; } } if (bl >1)//figure rest of loans if any borrow less balance left for (var i=0;i 3) reps=3; for(loopVar=1;loopVar<=reps;loopVar++) { if (eval("extraBox"+loopVar+" && extraMonths"+loopVar+" > 0 && extraPay"+loopVar+" > 0 && antLoans[worst["+((loopVar-1))+"].index].accrueMonths > 0")) { if (eval("extraMonths"+loopVar+" > antLoans[worst["+(loopVar-1)+"].index].accrueMonths")) eval("extraMonths"+loopVar+" = antLoans[worst["+loopVar+"-1].index].accrueMonths"); if (eval("antLoans[worst["+(loopVar-1)+"].index].lTypeIndex==0 || antLoans[worst["+(loopVar-1)+"].index].lTypeIndex==2 || antLoans[worst["+(loopVar-1)+"].index].lTypeIndex==5|| antLoans[worst["+(loopVar-1)+"].index].lTypeIndex==6")) //subsidized { if (eval("extraPay"+loopVar+"*extraMonths"+loopVar+" <=antLoans[worst["+(loopVar-1)+"].index].newBal")) { eval("antLoans[worst["+(loopVar-1)+"].index].newBal-=extraPay"+loopVar+"*extraMonths"+loopVar); } else { eval("extraPay"+loopVar+"=antLoans[worst["+(loopVar-1)+"].index].newBal/extraMonths"+loopVar); eval("antLoans[worst["+(loopVar-1)+"].index].newBal=0"); } eval("payDown=extraPay"+loopVar+"*extraMonths"+loopVar); continue; } if (eval("antLoans[worst["+(loopVar-1)+"].index].lTypeIndex==1")) var iRate = 6.80; else eval("var iRate=antLoans[worst["+(loopVar-1)+"].index].iRate"); var inter; for (var i=0;i= eval("extraMonths"+loopVar)) { var temp=eval("antLoans[worst["+(loopVar-1)+"].index].accrueMonths-extraMonths"+loopVar); eval("antLoans[worst["+(loopVar-1)+"].index].newAccrue+=iRate/100/12 * temp * antLoans[worst["+(loopVar-1)+"].index].newBal"); break; } if (eval("antLoans[worst["+(loopVar-1)+"].index].newBal <=0")) { payDown+=eval("antLoans[worst["+(loopVar-1)+"].index].newBal"); eval("extraMonths"+loopVar+"=i+1"); break; } inter=eval("iRate/100/12 * antLoans[worst["+(loopVar-1)+"].index].newBal"); if (eval("extraPay"+loopVar+" > inter")) eval("antLoans[worst["+(loopVar-1)+"].index].newBal-=(extraPay"+loopVar+"-inter)"); else eval("antLoans[worst["+(loopVar-1)+"].index].newAccrue+=(inter-extraPay"+loopVar+")"); payDown+=eval("extraPay"+loopVar); } } else { eval("antLoans[worst["+((loopVar-1))+"].index].newAccrue=antLoans[worst["+((loopVar-1))+"].index].accruAmount");//use orig amount } } GlobalPayDown=payDown; } // End function doPayDown1() //------------------------------------- function Aget1Rate(index)//student loan entry page { var lt=parent.mainPage.studentLoan1.document.AntLoan.LoanType[index].selectedIndex; var r=getRt(lt); if (r=="") r=prompt("Interest Rate ?","7.000"); return r; } //function Aget1Rate() //------------------------------------- function getRt(i) { switch (i) /*{ case 0: return 5.300; case 1: return 5.300; case 2: return 5.000; case 3: return 5.000; case 4: return ""; case 5: return 5.000; case 6: return ""; default: alert("No such loan type"); } */ { case 0: return 6.800; case 1: return 6.800; case 2: return 5.000; case 3: return 8.500; case 4: return 5.000; case 5: return ""; case 6: return 5.000; case 7: return ""; default: alert("No such loan type second"); } return 0; }//End function getRt() //------------------------------------- function getAccrualMonths(i)//i is index of loan { return ((parseInt(gradDate.substring(0,2),10)-parseInt(antLoans[i].disburseDate.substring(0,2),10))+(parseInt(gradDate.substring(3,7))-parseInt(antLoans[i].disburseDate.substring(3,7)))*12); }// End function getAccrualMonths() //------------------------------------- function doLoan(type,loanNumber,balance,rate,numPayments) { switch(type) { case 0: // subStafford { antLoans[loanNumber].accruAmount=0; break; } case 2: // Perkins { antLoans[loanNumber].accruAmount=0; break; } case 3: // Grad PLUS { var periods=getAccrualMonths(loanNumber)+6; if (periods <0) periods=0; antLoans[loanNumber].accruAmount=getInterest(balance,rate,periods,0,0); break; } case 6: // Campus { antLoans[loanNumber].accruAmount=0; break; } case 1: // unSubStafford { var periods=getAccrualMonths(loanNumber)+6; if (periods <0) periods=0; antLoans[loanNumber].accruAmount=getInterest(balance,rate,periods,0,0); break; } case 4: // PCL/HSL { antLoans[loanNumber].accruAmount=0; break; } case 5: // Alternative { var periods=getAccrualMonths(loanNumber); if (periods<0) periods=0; antLoans[loanNumber].accruAmount=getInterest(balance,rate,periods,antLoans[loanNumber].schoolPay,periods); break; } case 7: // Other { var periods=getAccrualMonths(loanNumber)+6; if (periods <0) periods=0; antLoans[loanNumber].accruAmount=getInterest(balance,rate,periods,0,0); break; } } var pay = antLoans[loanNumber].mPay=getMonthlyPayment((balance+antLoans[loanNumber].accruAmount),rate,numPayments); antLoans[loanNumber].nPay = numPayments; var total = antLoans[loanNumber].mPay*numPayments; antLoans[loanNumber].iPaid=total-(balance+antLoans[loanNumber].accruAmount); antLoans[loanNumber].accrueBal=antLoans[loanNumber].mPay*numPayments-antLoans[loanNumber].bal; document.places=0; antLoans[loanNumber].onInt=total-(balance+antLoans[loanNumber].accruAmount); antLoans[loanNumber].onPrinc=pay-(total-(balance+antLoans[loanNumber].accruAmount))/numPayments; return pay; } //------------------------------------- function getNumMonths(str) { //accepts mm/dd/yyyy var xx=str.split("/"); var month=parseInt(xx[0],10); var year; year=xx[1]; if(year.length<4) year=xx[2]; year=parseInt(year,10); grad = new Date(month+"/01/"+year); grad = grad.getTime(); return grad/(1000*60*60*24*(365/12)); }//End function getNumMonths() //------------------------------------- function getAdate(d,m,y) { if (m<10) str="0"+m.toString(); else str=m.toString(); str+="/"; if (d<10) str+="0"+d.toString(); else str+=d.toString(); str+="/"; str+=y; return str; }// End function getAdate() //------------------------------------- var summaryWin=null; function doSummary() { if (summaryWin != null && summaryWin.open) summaryWin.close(); summaryWin=open("SummaryReportFrame.html","summaryWindow","scrollbars,toolbar,menubar,noresize,height=440,width=640,top=25,left=100,screenX=100,screenY=25"); }// End function doSummary() //------------------------------------- function setFactors() { switch (colIncomeBy) { case 1: incFactor=1; break; case 2: incFactor=12; break; case 3: incFactor=52; break; default: } switch (colExpenseBy) { case 1://quarter 3 expFactor=3; break; case 2://quarter 4 expFactor=4; break; case 3://trimester expFactor=3; break; case 4://semester expFactor=2; break; case 5://annual expFactor=1; break; default: } switch (aidBy) { case 1: aidFactor=3; break; case 2: aidFactor=4; break; case 3: aidFactor=3; break; case 4: aidFactor=2; break; case 5: aidFactor=1; break; default: } }// End function setFactors() //------------------- function setFactorsCar() { incFactor=1; expFactor=12; }// End function setFactorsCar() //-------------------- function dontChange(i) { i=1; dontUpdate=true; }// End function dontChange() function ckNull(obj) { if (dontUpdate) { dontUpdate=false; return; } var fld=obj.name; var frm=obj.form.name; var l=eval("parent.mainPage.document."+frm+"."+fld+".value"); if (l.length==0) var val=eval("parent.mainPage.document."+frm+"."+fld+".value=0"); }// End function ckNull() function saveMoney() { for (var i=0;i 0) { loadPage("saveMoneyFrame.html",-1); return; } alert("No loans to process"); }//End function saveMoney() //---------- function totalsMsg(fld) { return confirm(fld+"\nDo You Want To Clear The Data\n In The Worksheet?"); }// Endfunction totalsMsg() function checkForDetails(obj)//called from change on any totals field which has details button { if (win != null) { win.close(); win=null; } var val=obj.value; var fld=obj.Name; var frm=obj.form.Name; switch(frm) { case "colFin": { switch(fld) { case "other": { if (ColTANF+ColSSI+ColOtherMisc==0) return; if (!totalsMsg("Other")) val=ColMiscOtherIncome;//restore else ColTANF=ColSSI=ColOtherMisc=0;//use new value, zero details break; } case "credit": { if (ColCreditCard1+ColCreditCard2+ColCreditCard3+ColPerLoan1+ColPerLoan2+ColPerLoan3== 0) return; if (!totalsMsg("Credit Card Loans")) val=ColCredit;//restore else ColCreditCard1=ColCreditCard2=ColCreditCard3=ColPerLoan1=ColPerLoan2=ColPerLoan3=0;//use new value, zero details break; } case "rent": { if (ColRentMortgagePayment+ColTaxes+ColrmInsurance+ColMiscRentMortgage== 0) return; if (!totalsMsg("Rent/Mortgage")) val=ColRentMortgage;//restore else ColRentMortgagePayment=ColTaxes=ColrmInsurance=ColMiscRentMortgage=0;//use new value, zero details break; } case "books": { if (ColBooks+ColSupplies+ColComputer+ColMiscSupplies== 0) return; if (!totalsMsg("Books")) val=ColBooksSupplies;//restore else ColBooks=ColSupplies=ColComputer=ColMiscSupplies=0;//use new value, zero details break; } case "groc": { if (ColFood+ColCleaning+ColPersonal+ColFoodMisc== 0) return; if (!totalsMsg("Food/Household")) val=ColGroceries;//restore else ColFood=ColCleaning=ColPersonal=ColFoodMisc=0;//use new value, zero details break; } case "LoanPay": { if (ColLoan1+ColLoan2+ColLoan3== 0) return; if (!totalsMsg("Student Loans")) val=ColLoanPay;//restore else ColLoan1=ColLoan2=ColLoan3=0;//use new value, zero details break; } case "utilities": { if (ColGasElectricity+ColWater+ColTrashPickup+ColCableTVSatellite+ColTelephone+ColCellTelephone+ColInternet+ColMiscUtilities== 0) return; if (!totalsMsg("Utilities")) val=ColUtilities;//restore else ColGasElectricity=ColWater=ColTrashPickup=ColCableTVSatellite=ColTelephone=ColCellTelephone=ColInternet=ColMiscUtilities=0;//use new value, zero details break; } case "vehicle": { if (ColVehiclePayment+ColVehicleRegistration+ColGas+ColMaintenance+ColInsurance+ColParking+ColMiscVehicleCosts+ColPublicTransportation+ColBikeService+ColBikeRegistration+ColAirFareHome== 0) return; if (!totalsMsg("Transportation Costs")) val=ColVehicleCosts;//restore else ColVehiclePayment=ColVehicleRegistration=ColGas=ColMaintenance=ColInsurance=ColParking=ColMiscVehicleCosts=ColPublicTransportation=ColBikeService=ColBikeRegistration=ColAirFareHome=0;//use new value, zero details break; } case "transOther": { if (ColPublicTransportation+ColBikeService+ColBikeRegistration+ColAirFareHome+ColMiscOtherTransportationCosts== 0) return; if (!totalsMsg("Other")) val=ColOtherTransportationCosts;//restore else ColPublicTransportation=ColBikeService=ColBikeRegistration=ColAirFareHome=ColMiscOtherTransportationCosts=0;//use new value, zero details break; } case "clothing": { if (ColClothing+ColShoes+ColLaundryDryCleaning+ColDryCleaning+ColTailoringRepairs+ColMiscClothingCosts== 0) return; if (!totalsMsg("Clothing")) val=ColClothingCosts;//restore else ColClothing=ColShoes=ColLaundryDryCleaning=ColDryCleaning=ColTailoringRepairs=ColMiscClothingCosts=0;//use new value, zero details break; } case "additional": { if (ColEntertainment+ColCreditCardPayment+ColMedicalDental+ColChildCare+ColSavings+ColVeterinarian+ColGifts+ColMiscAdditionalExpenses+ColVacation== 0) return; if (!totalsMsg("Additional Expenses")) val=ColAdditionalExpenses;//restore else ColEntertainment=ColCreditCardPayment=ColMedicalDental=ColChildCare=ColSavings=ColVeterinarian=ColGifts=ColMiscAdditionalExpenses=ColVacation=0;//use new value, zero details break; } } break; } case "carFin": { switch(fld) { case "otherIncome": { if (CarTANF+CarSSI+CarOtherMisc==0) return; if (!totalsMsg("Other")) val=CarOtherIncome;//restore else CarTANF=CarSSI=CarOtherMisc=0;//use new value, zero details break; } case "credit": { if (CarCreditCard1+CarCreditCard2+CarCreditCard3+CarPerLoan1+CarPerLoan2+CarPerLoan3== 0) return; if (!totalsMsg("Credit Card Loans")) val=CarCredit;//restore else CarCreditCard1=CarCreditCard2=CarCreditCard3=CarPerLoan1=CarPerLoan2=CarPerLoan3=0;//use new value, zero details break; } case "rent": { if (CarRentMortgagePayment+CarTaxes+CarrmInsurance+CarMiscRentMortgage== 0) return; if (!totalsMsg("Rent/Mortgage")) val=CarRentMortgage;//restore else CarRentMortgagePayment=CarTaxes=CarrmInsurance=CarMiscRentMortgage=0;//use new value, zero details break; } case "grocs": { if (CarFood+CarCleaning+CarPersonal+CarFoodMisc== 0) return; if (!totalsMsg("Food/Household")) val=CarGroceries;//restore else CarFood=CarCleaning=CarPersonal=CarFoodMisc=0;//use new value, zero details break; } case "loanpayment": { if (CarLoan1+CarLoan2+CarLoan3== 0) return; if (!totalsMsg("Student Loans")) val=CarLoanPayment;//restore else CarLoan1=CarLoan2=CarLoan3=0;//use new value, zero details break; } case "utilities": { if (CarGasElectricity+CarWater+CarTrashPickup+CarCableTVSatellite+CarTelephone+CarCellTelephone+CarInternet+CarMiscUtilities== 0) return; if (!totalsMsg("Utilities")) val=CarUtilities;//restore else CarGasElectricity=CarWater=CarTrashPickup=CarCableTVSatellite=CarTelephone=CarCellTelephone=CarInternet=CarMiscUtilities=0;//use new value, zero details break; } case "vehicle": { if (CarVehiclePayment+CarVehicleRegistration+CarGas+CarMaintenance+CarInsurance+CarParking+CarPublicTransportation+CarMiscVehicleCosts== 0) return; if (!totalsMsg("Transportation Costs")) val=CarVehicleCosts;//restore else CarVehiclePayment=CarVehicleRegistration=CarGas=CarMaintenance=CarInsurance=CarParking=CarPublicTransportation=CarMiscVehicleCosts=0;//use new value, zero details break; } case "vehicleOther": { if (CarPublicTransportation+CarMiscOtherTransportationCosts== 0) return; if (!totalsMsg("Other")) val=CarOtherTransportationCosts;//restore else CarPublicTransportation=CarMiscOtherTransportationCosts=0;//use new value, zero details break; } case "clothes": { if (CarClothing+CarShoes+CarLaundryDryCleaning+CarDryCleaning+CarTailoringRepairs+CarMiscClothingCosts== 0) return; if (!totalsMsg("Clothing")) val=CarClothingCosts;//restore else CarClothing=CarShoes=CarLaundryDryCleaning=CarDryCleaning=CarTailoringRepairs=CarMiscClothingCosts=0;//use new value, zero details break; } case "additional": { if (CarEntertainment+CarCreditCardPayment+CarMedicalDental+CarChildCare+CarSavings+CarVeterinarian+CarGifts+CarMiscAdditionalExpenses+CarVacation== 0) return; if (!totalsMsg("Additional Expenses")) val=CarAdditionalExpenses;//restore else CarEntertainment=CarCreditCardPayment=CarMedicalDental=CarChildCare=CarSavings=CarVeterinarian=CarGifts=CarMiscAdditionalExpenses=CarVacation=0;//use new value, zero details break; } case "retirement": { if (CarRetSavings+CarRetSavInvestments+CarRetSavIRA+CarRetSav40+CarRetSavMisc == 0) return; if (!totalsMsg("Retirement/Savings")) val=CarRetirement;//restore else CarRetSavings=CarRetSavInvestments=CarRetSavIRA=CarRetSav40=CarRetSavMisc=0;//use new value and zero details break; } } break; } } }// End function checkForDetails() //--------- function openWorksheet(worksheetName, wsWidth, wsHeight) { if (win != null && win.Open) win.close(); win = open(worksheetName, "Worksheet", "noresize,width="+wsWidth+",height="+wsHeight+"top=25,left=100,screenX=100,screenY=25"); } var winHelp = null; function getHelp(word,height,width) { winHelp=open("edw_PopupHelp.html?word="+escape(word),"","menu=0,toolbar=0,scrollbars=0,height="+height+",width="+width+",top=25,left=100,screenX=100,screenY=25"); }//End function getHelp() function getCookieVal (offset) { var endstr = document.cookie.indexOf (";", offset); if (endstr == -1) endstr = document.cookie.length; return unescape(document.cookie.substring(offset, endstr)); }//End function getCookieVal () function GetCookie (name) { var arg = name + "="; var alen = arg.length; var clen = document.cookie.length; var i = 0; while (i < clen) { var j = i + alen; if (document.cookie.substring(i, j) == arg) return getCookieVal (j); i = document.cookie.indexOf(" ", i) + 1; if (i == 0) break; } return null; }//End function GetCookie () function SetCookie (name, value) { var argv = SetCookie.arguments; var argc = SetCookie.arguments.length; var expires = (argc > 2) ? argv[2] : null; var path = (argc > 3) ? argv[3] : null; var domain = (argc > 4) ? argv[4] : null; var secure = (argc > 5) ? argv[5] : false; document.cookie = name + "=" + escape (value) + ((expires == null) ? "" : ("; expires=" + expires.toGMTString())) + ((path == null) ? "" : ("; path=" + path)) + ((domain == null) ? "" : ("; domain=" + domain)) + ((secure == true) ? "; secure" : ""); }//End function SetCookie() // Function for opening calculators function openCalc(calcPage,calcWidth,calcHeight) { if(Calc!=null && Calc.open) Calc.close(); Calc=open(calcPage,"Calculator","width="+calcWidth+",height="+calcHeight+",toolbar=0,resize=1,scrollbars=1,top=25,left=100,screenX=100,screenY=25"); } // Beginning of menu selection functions function setMenuImage(menuLoc) { parent.topPage.document.menuItem1.src="/images/edw_button1a.gif"; parent.topPage.document.menuItem2.src="/images/edw_button2a.gif"; parent.topPage.document.menuItem3.src="/images/edw_button3a.gif"; parent.topPage.document.menuItem4.src="/images/edw_button4a.gif"; parent.topPage.document.menuItem5.src="/images/edw_button5a.gif"; parent.topPage.document.menuItem6.src="/images/edw_button6a.gif"; if(!menuLoc) menuLoc=menuLocation; eval("parent.topPage.document.menuItem"+menuLoc+".src='/images/edw_button"+menuLoc+"b.gif'"); } function loadPage(mainPage,menuImage,menuPage) //arg1 = page name, arg2 = menu location(-1 for no change), arg3 = menu bar page { prevPage=parent.mainPage.location.href.substring((parent.mainPage.location.href.lastIndexOf("/")+1),parent.mainPage.location.href.length); if(menuPage) parent.topPage.location.href=menuPage; parent.frames[1].location.href=mainPage; if(menuImage>-1) { setMenuImage(menuImage); menuLocation=menuImage; } } function salaries() { loadPage("dbaseframe.html",-1); } // End of menu selection functions //End of Javascript File - pageManip.js

Check if Existing		Loan Type	Loan Amount/ Balance	Interest Rate	# of Remaining Payments (months)	First Disbursement Date mm/yyyy
			Payments In School	Interest In School	Loan Fee	Repay Fee