Credit

You might need credit or simply want to establish a credit history so that someday you’ll be able to qualify for a home or car loan. But credit can be tricky if you lose track of what you owe, rely too heavily on charging all your purchases, simply to choose the wrong credit card.

You can find some great pointers in our Credit 100 series below. You’ll learn how to understand a credit offer. You’ll also learn how interest rates can affect your payment and how long it can take to pay off a credit card.

• Credit 100 workbook (pdf)
• Credit 100 video (This video may be viewed using RealPlayer; you need only install the FREE version).
• Credit 100 PowerPoint (After opening the Power Point, hit F5 to start the slide show.)

Don't have PowerPoint 2007? Download the free PowerPoint Viewer.

Once you feel you’ve got a good understanding of how to make credit work, it’s time to move into the last small step, saving.

• Saving

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